Buyer Tip:

When buying, ask yourself these 6 subjective, but critical questions:

Why is now the right time to purchase a home?

Where do I want to be in life three years from today?

What do my friends, family, and those who know me best think about me buying a home?

Can I articulate my wants vs. needs?

Do I have a pattern of making emotional decisions? Could this possibly be one?

Do I trust the people I’ve hired to help me in this process?

What do lenders want to see?

Identification: (Driver’s license, social security card, passport, etc.)

Income verification: (W-2s, pay stubs, tax returns, bank statements, etc.)

Debt records: (auto loans, student loans, credit card statements, tax liens, etc.)

Proof of assets: (bank statements, retirement and/or brokerage accounts, etc.)

Other documents: (rent history, court orders, etc.)

How long does it take to buy a home?

In a balanced market, it takes 4 ½ months, on average, to find a home, plus 30-45 days to close once you're under contract. The timeline can vary widely, however, based on your urgency, the time of year, financing needs, and current inventory.

Buyer Tip:

Buying & Selling Simultaneously

The first thing to know is you’re not alone: 71% of buyers are also, simultaneously, sellers. The key to success on both ends of the deal is having a realtor to guide you through:

1. Prepping & pricing your current home

2. Market assessment for your current and prospective home

3. Offers and contingencies clauses

4. Financing options and lender referrals

5. Securing short-term housing if needed

Mythbusters, Real Estate Edition.

The Top 3 Myths (& truths) in Real Estate

When it could make sense to rent.

Not everyone should buy a house. It's true. And while I admit I LOVE selling homes, what I love even more is helping clients achieve clarity on the choice that's right for them.

And sometimes, the choice to rent IS the smartest one.

So you can see what I mean, here are a few scenarios when I’ve encouraged would-be buyers to sit tight, keep renting, and press pause on buying (at least for a little while):

Buyer Tip:

Home Inspections

Schedule an inspection as soon as you go under contract. You will have a due diligence period (typically 5-14 days) to get the inspection done and make decisions about repairs.

You and your agent should be present during the inspection (the seller and seller’s agent may be there, too), but stand back and let the inspector do his work. He will go over his findings with you afterward and send you his official report a day or so later.

Work with your agent to determine the repairs you’d like your seller to make. Repairs addressing safety issues are of first importance. All others should be carefully assessed - you don't want to nickel and dime your seller.

If the list of repairs is too costly, you need to ask yourself if you’re willing to take them on after closing. If not, it may be right to walk away. .

Whose Who in My Real Estate Transaction?

Hang on there, friend!

Before you go giving your whole heart away on a home…keep an eye out for the following signs of trouble as you check out homes in person.

Each of these by itself may not present a huge issue, but string a couple of them together, and you’ve got a good reason to press pause.

I have referral partners nationwide!

Not in Massachusetts? Ask me how I can find you the perfect Realtor for your area!

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